Quick Loan Request

Sometimes, you just need some extra cash! For whatever reason, be it a need for a new mobile device, an unexpected medical expense or a home repair, our no credit check quick loan* is here to help! For information, give us a call at (626) 444-0501.

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Minimum loan amount of $1,000; Maximum of $2,000.

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Terms and Conditions
  • Applicant must be 18 years or older with a current, valid California Driver's License or ID
  • Member in good standing with El Monte Community Credit Union, no credit union delinquencies or negative balances with one year of membership
  • El Monte Community Credit Union checking account with Direct Deposit or minimum Payroll Deduction of $250
  • Must be employed with current employer and receive a monthly income. Proof of income required
  • Automatic loan payment is required from your El Monte Community Credit Union savings or checking account
  • One Quick Loan per household – minimum loan amount $1,000, maximum loan amount $2,000
  • Only one Quick Loan per member may be outstanding at the time of application
  • The rate is 25% APR* with auto payment from your EMCCU savings/checking account
  • Maximum term 12 months
  • No credit check required
  • Member can't have a payday advance loan when they have an outstanding Quick Loan
  • The Quick loan must be paid in full before another loan can be granted
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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.