Quick Loan

Need some extra cash?
Your friends at El Monte Community Credit Union offer loans for the expected, as well as the unexpected. Sometimes, you just need some extra cash! For whatever reason, be it a need for a new mobile device, an unexpected medical expense or a home repair, our no credit check quick loan* is here to help with amounts up to $2,000!

Call (626) 444-0501 for more information or click below to download our form and email the completed form back to us at This email address is being protected from spambots. You need JavaScript enabled to view it.! 


Terms and Conditions:

  • Applicant must be 18 years or older with a current, valid California Driver's License or ID
  • Member in good standing with El Monte Community Credit Union, no credit union delinquencies or negative balances with one year of membership
  • El Monte Community Credit Union checking account with Direct Deposit or minimum Payroll Deduction of $250
  • Must be employed with current employer and receive a monthly income. Proof of income required
  • Automatic loan payment is required from your El Monte Community Credit Union savings or checking account
  • One Quick Loan per household – minimum loan amount $1,000, maximum loan amount $2,000
  • Only one Quick Loan per member may be outstanding at the time of application
  • The rate is 25% APR* with auto payment from your EMCCU savings/checking account
  • Maximum term 12 months
  • No credit check required
  • Member can't have a payday advance loan when they have an outstanding Quick Loan
  • The Quick loan must be paid in full before another loan can be granted
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Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.